Nokia Lumia 635 Change
AnnualMonthly
Salary Sacrifice£ 359.40£ 29.95 Tax & NI Saving£ 142.44£ 11.87 Net cost£ 216.96£ 18.08
AnnualMonthly
Salary Sacrifice£ 273.60£ 22.80 Tax & NI Saving£ 87.60£ 7.30 Net cost£ 186.00£ 15.50
Insurance
Total salary sacrifice: £718.80 Net monthly cost: £18.08 Contract term: 24 months Annual saving: £142.44
Total salary sacrifice: £547.20 Net monthly cost: £15.50 Contract term: 24 months Annual saving: £87.60

Specifications and allowance

Monthly minutes: Unlimited
Monthly text: Unlimited
Monthly data: 4GB
camera: 5 MP
OS: Microsoft Windows Phone 8.1
cpu: Qualcomm Snapdragon 400
size: 129.5 x 66.7 x 9.2 mm
Internal mem: 8 GB, 512 MB RAM

Description

Colour - black

Introducing the best Windows Phone experience ever. You'll see all your chats, social updates and settings with just one swipe in the all-new Action Center. Plus you can make your start screen distinctly your own by adding a background photo to see your real-time Live Tiles come to life more than ever before.

The Lumia 635 comes pre-loaded with apps, and thousands more are available on Windows Phone Store. Try the new Word Flow keyboard with chat apps like WhatsApp, Line and WeChat. Just glide your finger as you write for the greatest keyboard experience ever. And with expandable storage up to 128GB, there's plenty of room to store them all.

So, what is Salary Sacrifice?
A salary sacrifice scheme allows you to sacrifice a portion of your gross salary (before Tax and NI) and use it to pay for a range of benefits, in this case a computer. Because you are using a portion of your salary before you pay Tax and National Insurance you are effectively paying for the goods out of your gross salary and "saving" the Tax and NI that would normally be deducted.

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What do I do next?
To allow you to take advantage of the great offers, simply select the equipment you desire, complete the online form when prompted and we will take care of the rest!
Can I apply for more than one device?
Yes, the scheme allows you to obtain up to  Array worth of equipment at any one time.
I need more information.
Please read our FAQ section for more information